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Points Value Calculator

Our valuations reflect realistic redemption values through transfer partners, not the inflated "up to" numbers. Enter balances to value your whole portfolio.

Portfolio Value$0

Bank Points

ProgramValue (¢/pt)Your BalanceWorth
Chase Ultimate Rewards
Hyatt transfers are the gold standard of the hobby. Points Boost adds up to 2¢ portal redemptions on premium cards.
2.05None
Amex Membership Rewards
Largest partner list. ANA and Virgin Atlantic sweet spots are legendary. Frequent transfer bonuses of 20-40%.
2.00None
Capital One Miles
Turkish Miles&Smiles transfers unlock outrageous domestic Star Alliance values.
1.80None
Citi ThankYou Points
The only bank currency with American Airlines access (Strata Elite).
1.80None
Bilt Points
Hyatt + AA + Alaska on a no-fee card is unmatched. Rent Day doubles earning monthly.
2.00None
Wells Fargo Rewards
Small list; requires Autograph Journey to transfer.
1.50None

Airline Miles

ProgramValue (¢/pt)Your BalanceWorth
United MileagePlus
No award chart; excursionist perk adds free segments.
1.20None
American AAdvantage
Web specials and partner awards (Etihad, Qatar) remain strong.
1.40None
Delta SkyMiles
Frequent flash sales; otherwise spend them, don't hoard them.
1.15None
Southwest Rapid Rewards
Fixed value vs fares; Companion Pass is the real prize.
1.35None
Alaska Mileage Plan
Oneworld partner sweet spots (JAL, Cathay) are elite.
1.45None
Air France/KLM Flying Blue
Monthly Promo Rewards at 25-50% off. Transfers from every major bank.
1.30None
Virgin Atlantic Flying Club
ANA First via Virgin is the most famous sweet spot in the hobby.
1.40None
Avianca LifeMiles
No fuel surcharges on Star Alliance awards; frequent mile sales.
1.35None
Air Canada Aeroplan
Best-designed award chart in the business; stopovers for 5k; transfers in from Amex, Chase, Capital One and Bilt.
1.40None
JetBlue TrueBlue
Fixed-value against fares; Mint redemptions occasionally outsize. Transfers from Amex, Chase and Citi.
1.30None

Hotel Points

ProgramValue (¢/pt)Your BalanceWorth
World of Hyatt
Best value-per-point hotel currency. Cat 1 nights from 3,500 points; top suites under 45k.
1.70None
Marriott Bonvoy
Dynamic pricing. Best used for 5th-night-free award stays.
0.80None
Hilton Honors
Inflated currency, but Amex Surpass/Aspire free nights are uncapped value.
0.50None
IHG One Rewards
4th-night-free on card holders stretches value.
0.60None
Wyndham Rewards
Flat 15k/30k pricing includes Vacasa rentals; the Caesars status loop adds Vegas value.
1.00None