Terms of Service
Effective date: June 10, 2026
1. Acceptance
By using creditcompound.com (the "Site"), you agree to these terms. If you do not agree, do not use the Site.
2. Not financial advice
The Site publishes editorial content about credit cards, banking products, loyalty programs and related strategies. It is general information and opinion, not financial, legal or tax advice, and it is not tailored to your situation. Credit products carry real risk, including interest, fees and credit score damage. Make your own decisions and consult a qualified professional where appropriate.
3. Accuracy and timeliness
Offers, rates, fees and program rules change constantly and without notice. We track changes actively and date our data, but we do not warrant that any information is current or error-free. Always confirm terms on the issuer's or bank's own application page before applying. The issuer's terms control, not ours.
4. Advertising and affiliate relationships
The Site may receive compensation through affiliate links as described in our advertiser disclosure. Compensation does not determine our ratings or rankings; our rating methodology is published.
5. User content
Where the Site allows comments or posts, you are responsible for what you submit. Do not post anything unlawful, deceptive, infringing, or that includes personal data of others. You grant us a non-exclusive license to display and moderate submitted content. We may remove content and restrict participation at our discretion. Never post account numbers or other sensitive financial information.
6. Intellectual property
Site content, design, data structures and branding are owned by Credit Compound or used with permission. Card images and bank trademarks belong to their respective issuers and are used to identify the products reviewed. You may not scrape, reproduce or republish substantial portions of the Site without written permission.
7. Disclaimer of warranties; limitation of liability
The Site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Credit Compound is not liable for any damages arising from your use of the Site or reliance on its content, including denied applications, fees, interest, lost rewards, account closures or credit score changes.
8. Changes
We may update these terms; the effective date above reflects the latest version. Continued use after changes constitutes acceptance.
9. Contact
Questions about these terms: creditcompound@gmail.com.