Aeroplan Credit Card
The only US card that earns one of the best Star Alliance currencies directly.
Welcome Bonus
70,000
≈$980 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xAir Canada purchases
- 3xGrocery stores
- 3xDining and takeout
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free first checked bag on Air Canada for you and up to 8 companions
- ✦Aeroplan 25K elite status for the first year, renewable with $15k annual spend
- ✦500 bonus points for every $2,000 spent in a month, up to 1,500 per month
- ✦Pay Yourself Back: redeem points against travel purchases at a fixed rate
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
Why it earns its spot
- +Aeroplan has excellent Star Alliance award pricing and no fuel surcharges
- +3x on groceries and dining is strong for a cobrand card
- +Elite status path through card spend is unusual at $95
Where it costs you
- −Most useful if Star Alliance award travel is your goal
- −Air Canada has devalued partner sweet spots before
- −Subject to Chase 5/24
The Compound Verdict
This is a points collector's card disguised as an airline cobrand. The grocery and dining multipliers feed one of the most flexible Star Alliance programs, and the bag and status perks are a bonus. If you never fly Star Alliance, look elsewhere.
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