Amex Blue Business Plus
2x on everything, no fee, full Membership Rewards. Quietly elite.
Welcome Bonus
15,000
≈$300 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$0
2.7% FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-01-15 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xAll purchases (up to $50k/yr)
- 1xAbove $50k/yr
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Keeps Membership Rewards alive with no fee
- ✦Expanded buying power
Why it earns its spot
- +2x transferable everywhere is a 4%+ return done right
- +Free MR anchor if you downgrade premium cards
Where it costs you
- −$50k cap
- −Small welcome bonus
The Compound Verdict
The best no-fee business card in existence for points people. It anchors your Membership Rewards account forever and earns 2x on whatever has no category bonus.
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