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Delta SkyMiles Reserve Amex card art

Delta SkyMiles Reserve Amex

Sky Club access and a first class companion certificate.

7.9/10American ExpresspersonalDelta SkyMiles
View Current OfferBest for: Frequent Delta flyers who use Sky Clubs

Welcome Bonus

125,000

≈$1,438 value

Spend Requirement

$6,000

in 6 months

Annual Fee

$650

No FTF

Credit Score

740+

(Excellent)

Current offer note: June 2026 elevated offer

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
037,50075,000112,500150,000$0$2,500$5,000$7,500$10,0002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 3xDelta purchases
  • 1xAll other purchases

Credits ($560/yr stated)

  • Resy credit$240

    $20 monthly

  • Delta Stays credit$200
  • Rideshare credit$120

    $10 monthly

Benefits

  • Delta Sky Club access (15 visits/yr, unlimited after $75k spend)
  • Centurion Lounge access when flying Delta
  • Annual companion certificate valid for First Class
  • $2,500 MQD headstart toward Delta status
  • First checked bag free and TakeOff 15

Why it earns its spot

  • +Only Delta card with Sky Club access after the 2025 lounge rules
  • +First class companion certificate can be worth $700+ alone
  • +Heaviest MQD earning path of any Delta card

Where it costs you

  • $650 fee with $560 of it gated behind monthly and hotel credits
  • 15-visit lounge cap stings for true road warriors
  • 1x everywhere outside Delta

The Compound Verdict

This card is a lounge membership with a companion certificate stapled on. If you fly Delta monthly and use Sky Clubs, the math clears. If you fly Delta four times a year, the Platinum version does the same job for $300 less.

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