Discover it Chrome
Fixed 2% on gas and dining with no quarterly activation.
Welcome Bonus
None
Cashback Match: all year-1 earnings doubled
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
630+
(Fair to Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xGas stations and restaurants
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Cashback Match doubles all year-one earnings
- ✦No activation calendar, unlike the rotating Discover it
- ✦Forgiving issuer for thinner credit files
Why it earns its spot
- +4% effective on gas and dining in year one
- +Simpler than the rotating-category sibling
Where it costs you
- −$1,000 quarterly cap on the 2% categories
- −Plain 1% everywhere else
- −Weak acceptance abroad
The Compound Verdict
The fixed-category cousin of the Discover it. Year one is the play here too: 4% effective on gas and dining beats most premium cards. A solid, low-stress starter card.
Rate this card
Be the first to rate it
Commentson Chrome
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.