Fidelity Rewards Visa Signature
Flat 2% deposited straight into your Fidelity account.
Welcome Bonus
$150
≈$150 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
1% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $150 bonus, periodically offered; sometimes none
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Deposits into brokerage, Roth IRA, 529 or HSA, turning spend into investments
- ✦Issued and serviced by Elan Financial Services
- ✦Visa Signature perks
Why it earns its spot
- +2% auto-invested compounds instead of sitting as statement credit
- +Can direct rewards into a kid's 529 or your IRA
Where it costs you
- −Full 2% only when redeemed into a Fidelity account
- −1% foreign transaction fee
- −Elan servicing is dated compared with the big banks
The Compound Verdict
The 2% card for people who would rather invest the cash than spend it. Routing every redemption into an IRA or 529 turns a rewards card into a small recurring investment plan. If you do not have a Fidelity account, pick a different 2% card.
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