Hilton Honors American Express Surpass Card
Gold status, quarterly Hilton credits, and a free night at $15k.
Welcome Bonus
130,000
≈$650 value
Spend Requirement
$3,000
in 6 months
Annual Fee
$150
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 12xHilton portfolio hotels
- 6xUS restaurants, US supermarkets, US gas stations
- 4xUS online retail purchases
- 3xAll other purchases
Credits ($200/yr stated)
- Hilton credit$200
$50 quarterly on Hilton stays
Benefits
- ✦Hilton Honors Gold status (free breakfast or credit at most brands)
- ✦Free Night Reward after $15k annual spend
- ✦Diamond status after $40k annual spend
- ✦No foreign transaction fees
Why it earns its spot
- +Gold status on a $150 card is the best status-per-dollar deal in hotels
- +Quarterly credits fully offset the fee for regular Hilton guests
- +$15k free night is achievable for normal households
Where it costs you
- −Quarterly credit expires if you skip a Hilton stay that quarter
- −Half-cent points cap the value of the earn rates
The Compound Verdict
The sweet spot of the Hilton lineup. Gold status plus $200 in stay credits means anyone with four Hilton nights a year comes out ahead. Chase the $15k free night and the card turns properly profitable.
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