United Gateway Card
United miles with no annual fee and no FTF.
★ 6.9/10ChasepersonalUnited MileagePlus Miles5/24 applies
View Current OfferBest for: Fee-free United miles
Welcome Bonus
20,000
≈$240 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Sign-Up Bonus (points)Spending Requirement ($)
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xUnited purchases
- 2xGas stations and local transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦25% back on United in-flight purchases
- ✦Expanded saver award availability on United
- ✦No foreign transaction fees
Why it earns its spot
- +Keeps MileagePlus miles alive at no cost
- +2x gas and transit on a free card
Where it costs you
- −No free checked bag
- −Counts against Chase 5/24
The Compound Verdict
A keeper card, not a flagship. Most people earn the bonus on a United Explorer, then downgrade here after year one to hold the miles for free.
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