United Quest Card
The middle child of the United lineup, with enough credits to cover the fee for regular flyers.
Welcome Bonus
90,000
≈$1,080 value
Spend Requirement
$4,000
in 3 months
Annual Fee
$350
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xUnited purchases
- 2xDining and select streaming
- 2xAll other travel
- 1xAll other purchases
Credits ($450/yr stated)
- United travel credit$200
United purchase statement credits
- Renowned Hotels and Resorts credit$150
Booked through United Hotels
- Rideshare credit$100
Monthly statement credits, enrollment required
Benefits
- ✦Free first and second checked bags for you and a companion
- ✦Anniversary award flight discount of up to 10,000 miles per year
- ✦Premier qualifying points boost from card spend
- ✦25% back on United inflight purchases
- ✦Expanded saver award availability
Why it earns its spot
- +Credits can more than cover the $350 fee for United regulars
- +Two free checked bags is a step above the Explorer
- +Strong recurring bonuses in the 80k to 100k range
Where it costs you
- −Credits require United-specific spend to unlock the value
- −United miles are mid-tier in value
- −Subject to Chase 5/24
The Compound Verdict
This is the sweet spot of the United lineup if you fly United several times a year but do not need a lounge. Use the travel credit and one checked-bag trip and the fee is already repaid. Casual United flyers should stay with the Explorer.
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