OpenSky
OpenSky is the credit card brand of Capital Bank, N.A., built around one product: a secured Visa that requires no credit check. Approval is based on your deposit and identity verification, not your credit history, which makes it a common first stop after bankruptcy or for applicants with no credit file at all.
Application Rules
- ▸No hard pull, no credit check: approval is based on deposit and identity
- ▸Reports to all three bureaus from month one
Tracked OpenSky Cards
OpenSky Secured VisaOpenSky
No credit check at all. Approval rests on your deposit, not your past.
Special bonusAF: $35Rating: 5.8/10