Credit Compound

Transfer Bonuses

A 30% transfer bonus is a 30% raise on your whole balance. This page tracks every active bonus between bank currencies and their partners, with the math on what it unlocks.

Active Right Now

Chase Ultimate Rewards to Virgin Atlantic Flying Club

+30%

Transfers land at 1:1.3. 100,000 points become 130,000 miles.

Stacks with the CSR 150k offer: one welcome bonus becomes 195k Virgin points, ANA first class territory.

Verified 2026-06-10

The Patterns

Transfer bonuses repeat. Knowing the rhythm is worth as much as catching any single one.

Amex Membership Rewards

Runs 20-40% bonuses to Virgin Atlantic, Avios programs and Flying Blue several times a year. Never transfer to a partner the week before a bonus historically appears.

Chase Ultimate Rewards

Bonuses are rarer than Amex but hit the same partners: Avios, Virgin Atlantic, Flying Blue. Hyatt has never had one; transfer to Hyatt whenever you need it.

Citi ThankYou

Periodic 20-25% bonuses to Avianca LifeMiles and Wyndham. The American Airlines pipeline via Strata Elite has not seen a bonus yet.

Capital One Miles

Frequent 20-30% bonuses to Avianca, Aeroplan and Turkish equivalents on the calendar quarter pattern.

Bilt Points

Rent Day (the 1st of each month) regularly features transfer bonuses and double earning. Check before any big transfer.

Before any transfer, sanity-check the redemption with the flight calculator and browse the sweet spot database for where those miles go furthest. Transfers are one-way; bonuses do not fix a bad redemption.