BCP vs BCE
The $0 vs $95 grocery card decision.
Blue Cash Preferred
American Express
- Our rating
- 8.3/10
- Welcome bonus
- $250 cash
- Bonus value
- ≈$250
- Annual fee
- $95
- Credits, max/yr
- $0
- Foreign txn fee
- 2.7%
Top earning rates
- 6x US supermarkets (up to $6k/yr)
- 6x Select US streaming
- 3x Transit and US gas stations
- 1x All other purchases
Blue Cash Everyday Card
American Express
- Our rating
- 7.8/10
- Welcome bonus
- $200 cash
- Bonus value
- ≈$200
- Annual fee
- $0
- Credits, max/yr
- $84
- Foreign txn fee
- 2.7%
Top earning rates
- 3x US supermarkets (up to $6k/yr)
- 3x US gas stations (up to $6k/yr)
- 3x US online retail purchases (up to $6k/yr)
- 1x All other purchases
The Compound Verdict
Our ratings give it to the Blue Cash Preferred (8.3 vs 7.8). On current welcome offers, the BCP brings the bigger first-year haul at ≈$250. The fee gap is $95 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: BCP review and BCE review, or put them side by side in the comparison tool.