Premium Rewards vs CSP
Preferred Rewards math vs transfer partners.
Bank of America Premium Rewards
Bank of America
- Our rating
- 7.9/10
- Welcome bonus
- 60,000 points
- Bonus value
- ≈$600
- Annual fee
- $95
- Credits, max/yr
- $100
- Foreign txn fee
- None
Top earning rates
- 2x Travel and dining
- 1.5x Everything else
Chase Sapphire Preferred
Chase
- Our rating
- 9.0/10
- Welcome bonus
- 75,000 points
- Bonus value
- ≈$1,538
- Annual fee
- $95
- Credits, max/yr
- $50
- Foreign txn fee
- None
Top earning rates
- 5x Chase Travel purchases
- 3x Dining, online groceries, select streaming
- 2x All other travel
- 1x All other purchases
The Compound Verdict
Our ratings give it to the Chase Sapphire Preferred (9.0 vs 7.9). On current welcome offers, the CSP brings the bigger first-year haul at ≈$1,538.
Read the full reviews for the complete math: Premium Rewards review and CSP review, or put them side by side in the comparison tool.