Rise vs Discover it Secured
First card ever: starter unsecured vs secured.
Chase Freedom Rise
Chase
- Our rating
- 7.5/10
- Welcome bonus
- 2,500 points
- Bonus value
- ≈$25
- Annual fee
- $0
- Credits, max/yr
- $0
- Foreign txn fee
- 3%
Top earning rates
- 1.5x All purchases
Discover it Secured
Discover
- Our rating
- 7.5/10
- Welcome bonus
- $0 cash
- Bonus value
- ≈$0
- Annual fee
- $0
- Credits, max/yr
- $0
- Foreign txn fee
- None
Top earning rates
- 2x Gas stations and restaurants ($1,000 quarterly cap)
- 1x Everything else
The Compound Verdict
Our ratings score these dead even. The right pick depends on your spending. On current welcome offers, the Rise brings the bigger first-year haul at ≈$25.
Read the full reviews for the complete math: Rise review and Discover it Secured review, or put them side by side in the comparison tool.