Double Cash vs Active Cash
The 2% flat-rate title fight.

Citi Double Cash
Citi
- Our rating
- 8.3/10
- Welcome bonus
- 20,000 points
- Bonus value
- ≈$200
- Annual fee
- $0
- Credits, max/yr
- $0
- Foreign txn fee
- 3%
Top earning rates
- 2x Everything (1% buy + 1% pay)

Wells Fargo Active Cash
Wells Fargo
- Our rating
- 8.2/10
- Welcome bonus
- $200 cash
- Bonus value
- ≈$200
- Annual fee
- $0
- Credits, max/yr
- $0
- Foreign txn fee
- 3%
Top earning rates
- 2x All purchases
The Compound Verdict
Our ratings give it to the Citi Double Cash (8.3 vs 8.2). On current welcome offers, the Double Cash brings the bigger first-year haul at ≈$200.
Read the full reviews for the complete math: Double Cash review and Active Cash review, or put them side by side in the comparison tool.