Amex Gold vs Amex Platinum
Gold or Platinum: the most common Amex dilemma.
American Express Gold Card
American Express
- Our rating
- 8.8/10
- Welcome bonus
- 100,000 points
- Bonus value
- ≈$2,000
- Annual fee
- $325
- Credits, max/yr
- $424
- Foreign txn fee
- None
Top earning rates
- 4x Restaurants worldwide (up to $50k/yr)
- 4x US supermarkets (up to $25k/yr)
- 3x Flights booked direct or via Amex Travel
- 1x All other purchases
The Platinum Card from American Express
American Express
- Our rating
- 8.9/10
- Welcome bonus
- 175,000 points
- Bonus value
- ≈$3,500
- Annual fee
- $895
- Credits, max/yr
- $2,275
- Foreign txn fee
- None
Top earning rates
- 5x Flights booked direct or via Amex Travel (up to $500k/yr)
- 5x Prepaid hotels via Amex Travel
- 1x All other purchases
The Compound Verdict
Our ratings give it to the The Platinum Card from American Express (8.9 vs 8.8). On current welcome offers, the Amex Platinum brings the bigger first-year haul at ≈$3,500. The fee gap is $570 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: Amex Gold review and Amex Platinum review, or put them side by side in the comparison tool.