Amex Platinum vs Venture X
Maximum lounge life vs maximum simplicity.
The Platinum Card from American Express
American Express
- Our rating
- 8.9/10
- Welcome bonus
- 175,000 points
- Bonus value
- ≈$3,500
- Annual fee
- $895
- Credits, max/yr
- $2,275
- Foreign txn fee
- None
Top earning rates
- 5x Flights booked direct or via Amex Travel (up to $500k/yr)
- 5x Prepaid hotels via Amex Travel
- 1x All other purchases
Capital One Venture X
Capital One
- Our rating
- 9.0/10
- Welcome bonus
- 75,000 points
- Bonus value
- ≈$1,350
- Annual fee
- $395
- Credits, max/yr
- $300
- Foreign txn fee
- None
Top earning rates
- 10x Hotels & rental cars via Capital One Travel
- 5x Flights via Capital One Travel
- 2x All other purchases
The Compound Verdict
Our ratings give it to the Capital One Venture X (9.0 vs 8.9). On current welcome offers, the Amex Platinum brings the bigger first-year haul at ≈$3,500. The fee gap is $500 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: Amex Platinum review and Venture X review, or put them side by side in the comparison tool.