Credit Compound

Venture vs Venture X

Venture or Venture X: the $300 credit changes everything.

Capital One Venture card art

Capital One Venture

Capital One

Our rating
8.4/10
Welcome bonus
75,000 points
Bonus value
≈$1,350
Annual fee
$95
Credits, max/yr
$0
Foreign txn fee
None

Top earning rates

  • 5x Hotels & rental cars via Capital One Travel
  • 2x All other purchases
Capital One Venture X card art

Capital One Venture X

Capital One

Our rating
9.0/10
Welcome bonus
75,000 points
Bonus value
≈$1,350
Annual fee
$395
Credits, max/yr
$300
Foreign txn fee
None

Top earning rates

  • 10x Hotels & rental cars via Capital One Travel
  • 5x Flights via Capital One Travel
  • 2x All other purchases

The Compound Verdict

Our ratings give it to the Capital One Venture X (9.0 vs 8.4). On current welcome offers, the Venture brings the bigger first-year haul at ≈$1,350. The fee gap is $300 a year, so make sure the extra credits and multipliers actually fit your spend.

Read the full reviews for the complete math: Venture review and Venture X review, or put them side by side in the comparison tool.