CSR vs Venture X
Premium travel for $795 vs premium travel that pays for itself.
Chase Sapphire Reserve
Chase
- Our rating
- 9.2/10
- Welcome bonus
- 150,000 points
- Bonus value
- ≈$3,075
- Annual fee
- $795
- Credits, max/yr
- $1,640
- Foreign txn fee
- None
Top earning rates
- 8x Chase Travel purchases
- 4x Flights and hotels booked direct
- 3x Dining worldwide
- 1x All other purchases
Capital One Venture X
Capital One
- Our rating
- 9.0/10
- Welcome bonus
- 75,000 points
- Bonus value
- ≈$1,350
- Annual fee
- $395
- Credits, max/yr
- $300
- Foreign txn fee
- None
Top earning rates
- 10x Hotels & rental cars via Capital One Travel
- 5x Flights via Capital One Travel
- 2x All other purchases
The Compound Verdict
Our ratings give it to the Chase Sapphire Reserve (9.2 vs 9.0). On current welcome offers, the CSR brings the bigger first-year haul at ≈$3,075. The fee gap is $400 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: CSR review and Venture X review, or put them side by side in the comparison tool.