Credit Compound

The Card Database

83 cards tracked · offers verified against issuer pages · histories charted

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Chase Sapphire Reserve card art

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

150,000 pts bonus (≈$3,075)AF: $795Rating: 9.2/10
Chase Ink Business Preferred card art

The biggest routine sign-up bonus in the business. Period.

90,000 pts bonus (≈$1,845)AF: $95Rating: 9.1/10
Chase Sapphire Preferred card art

The best first travel card in the game. Full transfer partner access for $95.

75,000 pts bonus (≈$1,538)AF: $95Rating: 9.0/10
World of Hyatt Credit Card card art

The only hotel card whose free night reliably beats the annual fee.

30,000 pts bonus (≈$510)AF: $95Rating: 8.8/10
Chase Ink Business Unlimited card art

$750 for free, every so often. The churnable workhorse.

75,000 pts bonus (≈$750)AF: $0Rating: 8.7/10
Chase Ink Business Cash card art

5x at office supply stores, and gift card racks live at office supply stores.

75,000 pts bonus (≈$750)AF: $0Rating: 8.5/10
Ritz-Carlton Credit Card card art

The legacy luxury card you can only reach by product change.

Special bonusAF: $450Rating: 8.5/10
Full ReviewInvite Only
Chase Freedom Unlimited card art

1.5x on everything, and a points multiplier when paired with a Sapphire.

20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Southwest Rapid Rewards Priority Credit Card card art

The top personal Southwest card. The travel credit and anniversary points nearly erase the fee.

50,000 pts bonus (≈$675)AF: $149Rating: 8.4/10
United Quest Card card art

The middle child of the United lineup, with enough credits to cover the fee for regular flyers.

90,000 pts bonus (≈$1,080)AF: $350Rating: 8.3/10
Chase Freedom Flex card art

5% rotating categories that turn into 5x transferable points in the right setup.

20,000 pts bonus (≈$200)AF: $0Rating: 8.2/10
IHG One Rewards Premier Credit Card card art

Huge headline bonuses, an anniversary night, and a fourth award night free every stay.

140,000 pts bonus (≈$840)AF: $99Rating: 8.2/10
United Club Card card art

A United Club membership with a card attached. The 2025 refresh raised the fee and stacked on credits.

90,000 pts bonus (≈$1,080)AF: $695Rating: 8.1/10
Prime Visa card art

5% back on Amazon and Whole Foods, no annual fee beyond your Prime membership.

$150 bonus (≈$150)AF: $0Rating: 8.1/10
Southwest Rapid Rewards Performance Business card art

The biggest Southwest bonuses live on the business side.

80,000 pts bonus (≈$1,080)AF: $199Rating: 8.1/10
United Explorer Card card art

Free bags, expanded award space, and two lounge passes a year.

60,000 pts bonus (≈$720)AF: $150Rating: 8.0/10
Aeroplan Credit Card card art

The only US card that earns one of the best Star Alliance currencies directly.

70,000 pts bonus (≈$980)AF: $95Rating: 8.0/10
Marriott Bonvoy Boundless card art

An annual 35k free night certificate for a $95 fee.

125,000 pts bonus (≈$1,000)AF: $95Rating: 7.9/10
Southwest Rapid Rewards Plus Credit Card card art

The cheapest door into Southwest points and the Companion Pass.

50,000 pts bonus (≈$675)AF: $69Rating: 7.8/10
Southwest Rapid Rewards Premier card art

The middle child of the Southwest lineup, and often the right pick.

50,000 pts bonus (≈$675)AF: $99Rating: 7.8/10
Chase Freedom Rise card art

Chase's front door for first-time cardholders. 1.5% on everything while you build history.

2,500 pts bonus (≈$25)AF: $0Rating: 7.5/10
Visa
JPMR
Personal · $795 AF

A palladium-faced Sapphire Reserve for J.P. Morgan Private Bank clients. Same benefits, heavier metal.

Special bonusAF: $795Rating: 7.0/10
Full ReviewInvite Only
United Gateway Card card art

United miles with no annual fee and no FTF.

20,000 pts bonus (≈$240)AF: $0Rating: 6.9/10